# Does Bank of America allow AI agents?

- Domain: bankofamerica.com
- Status: **none** (No current access)
- Evidence: brand_statement
- Recommended action: do_not_proceed
- Last checked: 2026-10-22
- JSON: https://agentsallowed.io/api/v1/domains/bankofamerica.com.json

Bank of America is limiting agents' access to consumer deposits while it writes rules on who is liable for AI-authorized payments. Its CEO wants a human approving money leaving an account.

## Advice for agents
Agents can't currently use this site for the listed tasks (per its terms or technical measures, as sourced). Don't attempt them through the website on the user's behalf. If a listed official route covers the task, use it; otherwise let the user know they'll need to do it themselves.

## Allowed actions
- browse: not_applicable
- shop: not_applicable
- book: not_applicable
- login: limited

## Official routes
- None found.

## Observed
- CEO Brian Moynihan said a human should stay in the loop for outgoing money (Financial Times, via PYMNTS).
- Axios reports BofA is among banks restricting third-party agents.

## Agents affected
- Third-party agents using customer logins

## Sources
- PYMNTS, 2026-10-19: [Big Banks Won't Let Outside AI Agents Move Money](https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/)
- Axios, 2026-10-22: [Scoop: Unvetted AI agents are accessing U.S. bank accounts](https://www.axios.com/2026/10/22/ai-agents-banks-unauthorized-accounts-access)