{
  "$schema": "https://agentsallowed.io/api/v1/schema/record.schema.json",
  "schema_version": "1.2.0",
  "found": true,
  "domain": "schwab.com",
  "aliases": [],
  "brand": "Charles Schwab",
  "slug": "charles-schwab",
  "category": "finance",
  "status": "none",
  "status_label": "No current access",
  "evidence": "brand_statement",
  "recommended_action": "do_not_proceed",
  "advice": "Agents can't currently use this site for the listed tasks (per its terms or technical measures, as sourced). Don't attempt them through the website on the user's behalf. If a listed official route covers the task, use it; otherwise let the user know they'll need to do it themselves.",
  "allowed_actions": {
    "browse": "not_applicable",
    "shop": "not_applicable",
    "book": "not_applicable",
    "login": "no"
  },
  "official_routes": [
    {
      "type": "mcp",
      "type_label": "MCP server",
      "name": "Schwab MCP servers",
      "status": "planned",
      "url": "https://thenextweb.com/news/schwab-blocks-ai-agents-meta-muse",
      "note": "Read-only balances and research."
    }
  ],
  "agents_affected": [
    "Meta Muse"
  ],
  "summary": "Schwab's CEO says unauthorized agents, including Meta's Muse, are turned away 'in the tens and 20s' each week. Schwab plans MCP servers so outside AI can read balances and do research, but not move money.",
  "observed": [
    "CEO Rick Wurster told Bloomberg TV that Schwab stops unauthorized agents, including Muse.",
    "Schwab plans controlled MCP servers for read-only balances and research.",
    "Schwab is steering clients to its own assistant, Charley."
  ],
  "last_checked": "2026-11-03",
  "sources": [
    {
      "title": "Schwab and JPMorgan are blocking AI agents from moving customer money",
      "publisher": "The Next Web",
      "date": "2026-10-16",
      "url": "https://thenextweb.com/news/schwab-blocks-ai-agents-meta-muse"
    },
    {
      "title": "Schwab CEO says firm is blocking rogue AI agents from client accounts",
      "publisher": "InvestmentNews",
      "date": "2026-10-28",
      "url": "https://www.investmentnews.com/transformation/schwab-ceo-says-firm-is-blocking-rogue-ai-agents-from-client-accounts/268786"
    },
    {
      "title": "Big Banks Won't Let Outside AI Agents Move Money",
      "publisher": "PYMNTS",
      "date": "2026-10-19",
      "url": "https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/"
    },
    {
      "title": "Websites are closing their doors to AI agents",
      "publisher": "The Verge",
      "date": "2026-10-17",
      "url": "https://www.theverge.com/ai-artificial-intelligence/1013195/ai-agents-blocked-web"
    }
  ],
  "history": [
    {
      "date": "2026-10-22",
      "change": "added",
      "status": "none",
      "note": "Initial record."
    },
    {
      "date": "2026-11-03",
      "change": "updated",
      "status": "none",
      "note": "Added InvestmentNews coverage of Schwab's earnings-call comments on agent access."
    }
  ],
  "page_url": "https://agentsallowed.io/brands/charles-schwab/",
  "api_url": "https://agentsallowed.io/api/v1/domains/schwab.com.json",
  "disclaimer": "Informational only, not guaranteed and not legal advice. Not affiliated with Charles Schwab. Always follow the site's own terms. See https://agentsallowed.io/disclaimer/"
}