{
  "$schema": "https://agentsallowed.io/api/v1/schema/record.schema.json",
  "schema_version": "1.2.0",
  "found": true,
  "domain": "bankofamerica.com",
  "aliases": [],
  "brand": "Bank of America",
  "slug": "bank-of-america",
  "category": "finance",
  "status": "none",
  "status_label": "No current access",
  "evidence": "brand_statement",
  "recommended_action": "do_not_proceed",
  "advice": "Agents can't currently use this site for the listed tasks (per its terms or technical measures, as sourced). Don't attempt them through the website on the user's behalf. If a listed official route covers the task, use it; otherwise let the user know they'll need to do it themselves.",
  "allowed_actions": {
    "browse": "not_applicable",
    "shop": "not_applicable",
    "book": "not_applicable",
    "login": "limited"
  },
  "official_routes": [],
  "agents_affected": [
    "Third-party agents using customer logins"
  ],
  "summary": "Bank of America is limiting agents' access to consumer deposits while it writes rules on who is liable for AI-authorized payments. Its CEO wants a human approving money leaving an account.",
  "observed": [
    "CEO Brian Moynihan said a human should stay in the loop for outgoing money (Financial Times, via PYMNTS).",
    "Axios reports BofA is among banks restricting third-party agents."
  ],
  "last_checked": "2026-10-22",
  "sources": [
    {
      "title": "Big Banks Won't Let Outside AI Agents Move Money",
      "publisher": "PYMNTS",
      "date": "2026-10-19",
      "url": "https://www.pymnts.com/news/artificial-intelligence/2026/big-banks-will-not-let-outside-ai-agents-move-money/"
    },
    {
      "title": "Scoop: Unvetted AI agents are accessing U.S. bank accounts",
      "publisher": "Axios",
      "date": "2026-10-22",
      "url": "https://www.axios.com/2026/10/22/ai-agents-banks-unauthorized-accounts-access"
    }
  ],
  "history": [
    {
      "date": "2026-10-22",
      "change": "added",
      "status": "none",
      "note": "Initial record."
    }
  ],
  "page_url": "https://agentsallowed.io/brands/bank-of-america/",
  "api_url": "https://agentsallowed.io/api/v1/domains/bankofamerica.com.json",
  "disclaimer": "Informational only, not guaranteed and not legal advice. Not affiliated with Bank of America. Always follow the site's own terms. See https://agentsallowed.io/disclaimer/"
}